ISX Financial EU Plc Reports Profitable Growth and Strong Capital Position in H1 2025

"The first half of 2025 demonstrated the strength and scalability of our business model. Despite a dynamic market environment, we grew profitably while investing in our platform and people," said Ajay Treon, Chief Financial Officer, ISXX. "The first half of 2025 demonstrated the strength and scalability of our business model. Despite a dynamic market environment, we grew profitably while investing in our platform and people,"  said Ajay Treon, Chief Financial Officer, ISXX. "Our...

NICOSIA, Cyprus, 03/10/2025 (informazione.news - comunicati stampa - servizi)

said .

ISXX's revenue growth was driven by expanding demand from new and existing customers, particularly in open banking payment solutions. ISXX continues to shift away from traditional card acquiring toward more efficient, real-time account-to-account (A2A) payments via its proprietary PaidBy® product.

The modest increase in operating expenses was primarily due to investment in headcount and IT infrastructure. ISXX also recognised a €0.9 million fair value gain on its NSX investment, while maintaining lower impairment levels.

ISXX's balance sheet remains strong. ISXX reported higher cash and investment balances and reduced customer fund liabilities. These improvements contributed to a stronger capital base and enhanced operational flexibility.

ISXX continues to invest in core technology and compliance infrastructure to support scalable growth across Europe and global markets. In H2 2025, ISXX plans to expand its central bank connectivity, enhance its instant payment capabilities, and further strengthen its regulatory posture ahead of PSD3, FIDA, and DORA frameworks.

Nikogiannis Karantzis, ISXX Chief Executive Officer, said:

View ISXX H1 2025 – Interim Six Month Results below:
https://www.isx.financial/hubfs/ISX%20Announcements/2025/Interim%20Report%20H1%202025.pdf

Website: www.isx.financial

 

Headquartered in Nicosia , ISX Financial EU Plc (ISXX, LEI: 213800NGHVYL5PFZI692) is a leading banktech company EEA authorised as an Electronic Money Institution by the Central Bank of Cyprus and regulated in the UK by the Financial Conduct Authority. The company develops and operates a proprietary payments ecosystem, offering multi-currency accounts, open banking solutions, FX, remittance, and payment processing. ISXX combines financial strength, regulatory resilience, and innovation to deliver value to businesses and communities across Europe and beyond.

Nikogiannis ( Nickolas John ) Karantzis has more than 30 years broad industry experience, 20 years of which are in secure digital enterprises, including telecommunications, IPTV, payments and electronic money. Mr Karantzis holds degrees in Engineering, Law and Business Enterprise, and is a registered Trans Tasman IP Attorney, a Fellow of Engineers Australia and a multi-state registered disputes Adjudicator.

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Contact: +35722015740, media@isxfinancial.com

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