Ethiopia to Launch Its First Domestic Credit Card--Powered by OpenWay and SanuPay

Supporting the infrastructure behind this nationwide rollout is SantimPay, a licensed payment system operator under the National Bank of Ethiopia. With a mission to build a cashless and connected economy, SantimPay ensures local transaction switching and processing is secure, efficient, and compliant. Supporting the infrastructure behind this nationwide rollout is SantimPay , a licensed payment system operator under the National Bank ofEthiopia. With a mission to build a cashless and...

Supporting the infrastructure behind this nationwide rollout is SantimPay, a licensed payment system operator under the National Bank of Ethiopia. With a mission to build a cashless and connected economy, SantimPay ensures local transaction switching and processing is secure, efficient, and compliant.

SanuPay's ambitions extend regionally. In Kenya, the company is collaborating with regional banks and fintechs to modernise card processing, remittances, and cross-border payments. In Rwanda, SanuPay will empower fintechs with tools to issue virtual cards, implement tokenisation, launch digital wallets, and integrate mobile payments.

OpenWay's Way4 platform has already proven its effectiveness in Africa through partnerships with institutions such as Equity Bank. Its modular design and configurability without coding—95% of functionality can be deployed without custom development—make it ideal for rapidly evolving markets.

"We have selected the best-in-class solution to provide best-in-class payment services in Ethiopia," said Alfred Gachaga, CEO at SanuPay. "Partnering with OpenWay and deploying Way4 enables a resilient, scalable, and compliant infrastructure that supports Africa's digital financial transformation."

"This collaboration with SanuPay reflects our commitment to empowering innovative financial institutions across Africa," said Hermann Mike, Regional Director, Sub-Saharan Africa, at OpenWay. "Way4 enables Ethiopia's first domestic credit card while laying the foundation for a modern, inclusive, and interoperable payments landscape."

This initiative represents a replicable model for regional fintech growth—homegrown, scalable, and ready to shape Africa's next-generation payments ecosystem.

 

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