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PagBank reports net revenue of R$5.1 billion and recurring net income of R$565 million in 2Q25
SÃO PAULO , Aug. 14, 2025 /PRNewswire/ -- (NYSE: PAGS), a leading digital bank offering a comprehensive suite of financial services and payment solutions – always searching to make the financial lives of people and businesses easier – closed the second quarter of 2025 (2Q25) with , recording when excluding the foreign exchange effect. The results were driven by the strong performance of the banking segment, which grew 61% in the period. reached (+4% y/y) and was (+7% y/y), with a return on equity (ROE) of 14.5%. totaled , up 7% year-over-year, within the guidance range.
"The 2Q25 results emphasize that we are on the right path: we have grown profitably and continue to deliver value to our shareholders, even in a challenging economic environment. We estimate an 18% return to our shareholders, considering the dividends and share repurchase programs announced," said Artur Schunck , CFO of PagBank.
Financial strength remains a competitive advantage: reached (+9% y/y), totaled (+9% y/y and +10% q/q), and the reached (+11% y/y), with particular note to the of (+34% y/y), concentrated in low-risk, high-engagement products.
"In addition to the quarter's consistent results, we continue to advance our business platform. We are a full digital bank, focused on innovation and excellence, and for the second half of the year, we maintain an optimistic outlook, guided by disciplined business execution and our constant pursuit of new opportunities," said Alexandre Magnani , CEO of PagBank.
Creating value for shareholders remains a priority. Over the past 12 months, PagBank allocated . New dividend payments are expected in the second half of this year, subject to market conditions, the Company's financial performance, and approval by PagBank's Board of Directors.
With , PagBank maintains a solid presence in payments and sees significant opportunities on the transactional side of banking — particularly through Pix, deposits, and credit — exploring markets with high growth potential.
"We are building the bank of the future. A platform to simplify the management of our clients' financial lives in a single interface, through artificial intelligence and Open Finance, delivering an increasingly complete and personalized experience," said Magnani.
To access PagBank's 2Q25 financial statements, click here.
PagBank promotes innovative solutions in financial services and means of payment, automating the process of buying, selling, and transferring to promote the business of any person or company simply and securely. PagBank, a company of the UOL Group - Brazil's Internet leader - acts as an issuer and acquirer, offering digital accounts and complete solutions for online and in-person payments (via mobile and POS devices).
PagBank also offers a wide variety of payment methods, such as credit and prepaid cards, bank transfers, boleto payments, account balances, and more. PagBank (PagSeguro Internet Instituição de Pagamento S.A.) is regulated by the Central Bank of Brazil as a payment institution, issuer of electronic money, issuer of post-paid instruments, and acquirer, with partnerships with the leading card brands. Its parent company, PagSeguro Digital Ltd., is publicly traded in the United States (NYSE: PAGS) and regulated by the SEC (Securities and Exchange Commission). The distribution of mutual funds is carried out by BancoSeguro S.A., authorized by the Central Bank of Brazil , the Securities and Exchange Commission, and affiliated with ANBIMA.
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