BNP Paribas SA 2025 SREP notification: P2R requirements lower compared to 2024 SREP

2025 SREP NOTIFICATION:P2R REQUIREMENTS LOWER  COMPARED TO 2024 SREPPRESS RELEASE Paris, 30 October 2025 BNP Paribas has received the notification by the European Central Bank of the outcome of the 2025 Supervisory Review and Evaluation Process (SREP), which sets out the Group’s capital requirements and leverage ratio on a consolidated basis. ThePillar 2 Requirement(P2R) that the Group must meet as of 1 stJanuary 2026 on a consolidated basis is 1.73% (a decrease of 11 bps...

Paris, 30/10/2025 (informazione.news - comunicati stampa - servizi)

Paris, 30 October 2025

The (P2R) that the Group must meet as of 1 January 2026 on a consolidated basis is 1.73% (a decrease of 11 bps compared to 2024 SREP), including 1.05% in the form of CET1) (down 9 bps compared to 2024 SREP).

As such, the CET1 requirement as of 1 January 2026 is 10.44% (excluding ). It includes 1.50% for the G-SIB buffer, 2.50% for the Conservation buffer, 1.05% for the (P2R), 0.75% of countercyclical buffer and 0.14% of systemic buffer2.

Additionally, the results of the 2025 stress test conducted by the EBA and the ECB have enabled the Group to be positioned in the first bucket of the ECB’s Pillar 2 Guidance (P2G), within a range of 0 to 100 basis points, lower than the previous range of 50 to 200 basis points.

 Leader in banking and financial services in Europe, BNP Paribas operates in 64 countries and has nearly 178,000 employees, including more than 144,000 in Europe. The Group has key positions in its three main fields of activity: Commercial, Personal Banking & Services for the Group’s commercial & personal banking and several specialised businesses including BNP Paribas Personal Finance and Arval; Investment & Protection Services for savings, investment and protection solutions; and Corporate & Institutional Banking, focused on corporate and institutional clients. Based on its strong diversified and integrated model, the Group helps all its clients (individuals, community associations, entrepreneurs, SMEs, corporates and institutional clients) to realise their projects through solutions spanning financing, investment, savings and protection insurance. In Europe, BNP Paribas has four domestic markets: Belgium, France, Italy and Luxembourg. The Group is rolling out its integrated commercial & personal banking model across several Mediterranean countries, Türkiye, and Eastern Europe. As a key player in international banking, the Group has leading platforms and business lines in Europe, a strong presence in the Americas as well as a solid and fast-growing business in Asia-Pacific. BNP Paribas has implemented a Corporate Social Responsibility approach in all its activities, enabling it to contribute to the construction of a sustainable future, while ensuring the Group's performance and stability.

giorgia.rowe@bnpparibas.com +33 6 64 27 57 96
hacina.habchi@bnpparibas.com +33 7 61 97 65 20

CET1 requirement related to Pillar 2 Requirement (P2R) now includes 100% of the add-on related to non-performing exposures on aged loans granted before 26 April 2019 equivalent to 0.18%, down 0.06% compared to 2024 SREP.

Computation based on RWA of €779bn as at 30.09.25.

Excluding the Pillar 2 Guidance.

Attachment