KBC Group: KBC remains well-capitalised under 2025 EU-wide EBA stress test

KBC notes the announcements made today by the European Banking Authority (EBA) regarding the results of the 2025 EU-wide stress test. A briefset of slides on the KBC data is available atwww.kbc.com.Under the base scenario of the stress test, KBC's fully loaded Common Equity Tier-1 (CET1) ratio (Basel IV restated) of 14.56% at year-end 2024 increases by 2.66 percentage points to 17.22% at year-end 2027. Under the adverse scenario, KBC’s fully loaded CET1 ratio would fall by 2...

Brussel, 01/08/2025 (informazione.news - comunicati stampa - servizi)

KBC was subject to the 2025 EU-wide stress test conducted by the European Banking Authority (EBA) in cooperation with the National Bank of Belgium (NBB), the European Central Bank (ECB) and the European Systemic Risk Board (ESRB).

KBC notes the announcements made today by the EBA on the EU-wide stress test and acknowledges the outcome of this exercise. The 2025 test does not contain a pass-fail threshold, but is designed instead to be used as an important source of information for the purpose of the supervisory review process (SREP). The results will assist competent authorities in assessing KBC’s ability to meet applicable prudential requirements under stressed scenarios.

The adverse stress test scenario was set by the ECB/ESRB and covers a three-year time horizon (2025-2027). The stress test was carried out applying a static balance sheet assumption as at December 2024 and therefore, does not take into account future business strategies and management actions. It is not a forecast of KBC’s profits.

An extensive set of Q&As, plus details of the methodology and the base and adverse scenarios, are available on the EBA’s website.

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Kurt De Baenst, General Manager, Investor Relations, KBC Group
Tel. + 32 2 429 35 73  - IR4U@kbc.be

Katleen Dewaele, General Manager, Corporate Communications, KBC Group
Tel. +32 475 78 08 66 – pressofficekbc@kbc.be